Fair Credit Reporting Act Policy Template

Fair Credit Reporting Act Policy

Table of Contents

Purpose and Contents - Topic 1

Policy Statement - Topic 2

Regulatory Background and Requirements - Topic 3

Definitions - Topic 4

Structure of Accountability - Topic 5

Obtaining Consumer Reports - Topic 6

Disclosure Requirements - Topic 7

Duties of Users of Consumer Reports - Topic 8

Duties of Furnishers of Information - Topic 9

Sharing Information with Affiliates - Topic 10

Identity Theft Program Policy - Topic 11

Medical Information Procedures - Topic 12

Affiliate Marketing Policy - Topic 13

Duties of Users Regarding Risk Based Pricing - Topic 14

Audit Policy - Topic 15

Staff Training - Topic 16

Retention of Documentation - Topic 17

*Includes the full text of our stand alone Identity Theft Program Policy Template.

Includes the FACTA/FCRA Final Rules:

Address Discrepancies/Examination

Affiliate Marketing/Examination

Credit Score Disclosures

Fraud and Active Duty Alerts

Identity Theft Program/Examination

Medical Information

Notice of Negative Information

Prescreen Opt-Out Notice

Promote Accurate Information About Consumers

Red Flag Procedures/Examination

Repollution Procedures

Risk Based Pricing Notices

This includes the following form templates:

Fair Credit Reporting Act Risk Based Disclosure Forms (8 pages)

Fair Credit Reporting Act Sample Opt-Out Notices (5 pages)

Identity Theft Affidavit Packet (9 pages)

Prescreen Opt-Out Notice Examples (2 pages)

Recent updates to this product:

This policy template (approximately 79 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $375.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.

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