Acquisition, Development and Construction (ADC) Loan Policy - $175.00


The purpose of this Acquisition, Development and Construction (ADC) Loan Policy is to address ADC loan products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution. In general, a financial institution's ADC Lending Program is used to finance the land acquisition, land preparation, and construction of a single residential or commercial building.  In addition, the ADC Lending Program offers financing to a single or multiple phase development of many units.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Types of ADC Lending - Topic 3
Construction Risk and Mitigation - Topic 4
Market Conditions - Topic 5
Acceptable Loan Types, Limits and Requirements - Topic 6
Underwriting Requirements - Topic 7
Audit Policy - Topic 8
Staff Training - Topic 9
Retention of Documentation - Topic 10

This policy template (approximately 21 pages) is available to purchase from in Microsoft® Word format for $175.00.

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