Acquisition, Development and Construction (ADC) Loan Policy - $175.00


The purpose of this Acquisition, Development and Construction (ADC) Loan Policy Template is to address ADC loan products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution. In general, a financial institution's ADC Lending Program is used to finance the land acquisition, land preparation, and construction of a single residential or commercial building.  In addition, the ADC Lending Program offers financing to a single or multiple phase development of many units.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Types of ADC Lending - Topic 3
Construction Risk and Mitigation - Topic 4
Market Conditions - Topic 5
Acceptable Loan Types, Limits and Requirements - Topic 6
Underwriting Requirements - Topic 7
Audit Policy - Topic 8
Staff Training - Topic 9
Retention of Documentation - Topic 10

Recent updates to this product:
08/01/18 Update
Joint Release - Agencies Issue Statement Regarding the Impact of the Economic Growth, Regulatory Relief, and Consumer Protection Act

This Acquisition, Development and Construction (ADC) Loan Policy Template (approximately 24 pages) is available to purchase from in Microsoft® Word format for $175.00.

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