Certificates of Deposit (COD) Policy - $75.00


The purpose of this Certificates of Deposit (COD) Policy is to describe COD accounts, products and services, and the related operations of a financial institution.

Table of Contents

Purpose and Contents - Topic 1
Policy Description, Authority and Scope - Topic 2
Product Definition - Topic 3
Interest Rates and Maturities - Topic 4
Automatically Renewable/Single Maturity COD - Topic 5
Grace Periods - Topic 6
Disclosure Requirements - Topic 7
Early Withdrawal Penalties - Topic 8
Interest Payments - Topic 9
Account and Serial Numbers - Topic 10
Opening a Certificate of Deposit - Topic 11
Certificates of Deposit Pledged as Collateral - Topic 12
Security Deposits - Topic 13
Certification of Certificates of Deposit - Topic 14
Certificates of Deposit in Forecast - Topic 15
Changing or Correcting Account Information - Topic 16
Closing a Certificate of Deposit - Topic 17
Lost Certificates of Deposit - Topic 18
Maturity Procedures and Notices - Topic 19
Past Matured Certificates of Deposit - Topic 20
Retention of Documentation - Topic 21

This policy template (approximately 9 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $75.00.

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