Concentrations of Credit Policy - $100.00


The purpose of this Concentrations of Credit Policy Template is to address how a bank, credit union, or other type of financial institution prudently measures, monitors, and controls concentrations of credit (loan concentrations) in order to help achieve effective loan portfolio management (LPM).  This process helps an organization to understand not only the risk posed by each credit, but also how the risks of individual loans and portfolios are interrelated.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Portfolio Diversification and Concentration Overview - Topic 3
Pools of Transactions - Topic 4
Identification of Concentrations - Topic 5
Correlation of Pools - Topic 6
Stress Testing - Topic 7
Concentration Risk Mitigation - Topic 8
Reporting and Monitoring - Topic 9
Audit Policy - Topic 10
Staff Training - Topic 11
Retention of Documentation - Topic 12

This Concentrations of Credit Policy Template (approximately 11 pages) is available to purchase from in Microsoft® Word format for $100.00.

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