Consumer Loan Policy - $375.00

Summary

The purpose of this Consumer Loan Policy is to address consumer loan products, underwriting, and related lending operations of a financial institution.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Definitions - Topic 3
Risk Management - Topic 4
Responsibility - Topic 5
General Credit Underwriting Guidelines - Topic 6
Account Management - Topic 7
Unsecured Term Loans - Topic 8
Revolving Lines of Credit - Topic 9
Vehicle Loans - Topic 10
Boat/RV/Trailer Loans - Topic 11
Motorcycle and ATV Loans - Topic 12
Overdraft Protection - Topic 13
Savings/TCD Secured Loans - Topic 14
Employee Consumer Loan Processing Procedures - Topic 15
Payday, Vehicle Title, and High-Cost Installment Loans - Topic 16
Marketplace Loan Program - Topic 17
Student Loan Program - Topic 18
Program Reporting - Topic 19
Collections - Topic 20
Consumer Debt Sales - Topic 21
Secured Loans Discharged in Chapter 7 Bankruptcy - Topic 22
Non-Accrual Status - Topic 23
Risk Rating Assignment - Topic 24
Audit Policy - Topic 25
Staff Training - Topic 26
Retention of Documentation - Topic 27

Includes the following form templates:
Consumer Loan Override Request - (1 page)
Loan Presentation - Consumer - (1 page)

Recent updates to this product:
11/01/17 Update
07/05/17 Update
05/01/17 Update
07/05/16 Update
05/02/16 Update
04/04/16 Update
02/16/16 Update
08/03/15 Update
03/30/15 Update
01/20/15 Update

This policy template (approximately 180 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $375.00.

Mix and Match Volume Pricing

Would you like to mix and match multiple policies, procedures or job descriptions and receive a special volume discount? Click here to see how much you can save.

Sample Request

Click here if you are a new financial institution client and are interested in receiving a sample version of this product by e-mail attachment.

Need help choosing the right bank policy products?

If you need help choosing the right documents for your financial institution or just need expert advice, BankPolicies.com is ready to help you.