Consumer Loan Policy - $375.00

Summary

The purpose of this Consumer Loan Policy is to address consumer loan products, underwriting, and related lending operations of a financial institution.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Definitions - Topic 3
Risk Management - Topic 4
Responsibility - Topic 5
General Credit Underwriting Guidelines - Topic 6
Account Management - Topic 7
Unsecured Term Loans - Topic 8
Revolving Lines of Credit - Topic 9
Vehicle Loans - Topic 10
Boat/RV/Trailer Loans - Topic 11
Motorcycle and ATV Loans - Topic 12
Overdraft Protection - Topic 13
Savings/TCD Secured Loans - Topic 14
Employee Consumer Loan Processing Procedures - Topic 15
Payday, Vehicle Title, and High-Cost Installment Loans - Topic 16
Marketplace Loan Program - Topic 17
Student Loan Program - Topic 18
Program Reporting - Topic 19
Collections - Topic 20
Consumer Debt Sales - Topic 21
Secured Loans Discharged in Chapter 7 Bankruptcy - Topic 22
Non-Accrual Status - Topic 23
Risk Rating Assignment - Topic 24
Audit Policy - Topic 25
Staff Training - Topic 26
Retention of Documentation - Topic 27

Includes the following form templates:
Consumer Loan Override Request - (1 page)
Loan Presentation - Consumer - (1 page)

Recent updates to this product:
02/05/18 Update
FDIC - Supervisory Insights Journal – Winter 2017
11/01/17 Update
Payday, Vehicle Title, and High-Cost Installment Loan CFPB Final Rule
07/05/17 Update
Use of SSAE 18 Reports
05/01/17 Update
Revised Retail Lending Booklet - OCC Bulletin 2017-15
07/05/16 Update
New Student Lending Booklet - OCC Bulletin 2016-15
04/04/16 Update
Revised Installment Lending Booklet - OCC Bulletin 2016-3
02/16/16 Update
FDIC Supervisory Insights – Winter 2015
03/30/15 Update
Revised Deposit Related Credit Booklet - OCC Bulletin 2015-17

This policy template (approximately 183 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $375.00.

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