Mortgage Hedging Policy - $100.00


The purpose of this Mortgage Hedging Policy Template is to address hedging pipeline and warehouse risks of a bank, credit union, or other type of financial institution that are consistent with the overall risk management process of an organization.

In general, the objective of hedging is to mitigate market risk and protect the value of such mortgages and commitments from the initial commitment date until the loan is funded and sold.  The primary objective of hedging mortgage banking activities is to offset changes in the fair value of the mortgage pipeline and warehouse positions in the most cost effective and efficient manner.  Mortgage hedging strategies help level the peaks and troughs of normal market movements to produce a consistent and predictable revenue flow.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Risk Metrics - Topic 3
Best Execution - Topic 4
Hedge and Loan Pool Optimization - Topic 5
Risk Identification and Segmentation - Topic 6
Hedge Coverage, Activity and Techniques - Topic 7
Hedge Position Management - Topic 8
Risk Exposure Reports - Topic 9
Audit Policy - Topic 10
Staff Training - Topic 11
Retention of Documentation - Topic 12

NOTE: The complete contents of this template are included in the Mortgage Loan Policy Template.

This Mortgage Hedging Policy Template (approximately 14 pages) is available to purchase from in Microsoft® Word format for $100.00.

Mix and Match Volume Pricing

Would you like to mix and match multiple policies, procedures or job descriptions and receive a special volume discount? Click here to see how much you can save.

Sample Request

Click here if you are a new financial institution client and are interested in receiving a sample version of a product by e-mail attachment.

Need Help?

If you need assistance or didn't find what you are looking for, please contact us. We're here to help.