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Regulatory Hot Topics for 2015

Provided below are federal banking agency regulatory releases (in alphabetical order) that resulted in a revision to one or more of our products.  Click on any of the tabs below of a particular agency to see detailed subject matter regarding the regulatory release and the related product update.

NOTE:  The dates of regulatory releases are displayed by the year when the guidance was issued - not the effective date of the guidance.

CFPB

CFPB Finalizes Minor Changes to Know Before You Owe Mortgage Rules

UPDATES

Regulation X (RESPA) Policy
Regulation Z Policy


Guiding Principles for Faster Payment Networks

UPDATES

Risk Management of Products and Services Policy


Private Mortgage Insurance Cancelation and Termination

UPDATES

Homeowners Protection Act Policy

Rule to Facilitate Access to Credit in Rural and Underserved Areas

UPDATES

Regulation Z Policy


Rule to Improve Information About Access to Credit in the Mortgage Market

UPDATES

Regulation C Policy


Technical Correction to 2013 Integrated Mortgage Disclosures Rule

UPDATES

Regulation Z Policy


Treatment of Confidential Supervisory Information

UPDATES

Compliance Management Policy


Two-Month Extension of Know Before You Owe Effective Date

UPDATES

Regulation X (RESPA) Policy
Regulation Z Policy

FDIC
Federal Reserve
FFIEC
FinCEN
Joint Release
OCC
U.S. Department of Defense
  • 2018 Regulatory Hot Topics
  • 2017 Regulatory Hot Topics
  • 2016 Regulatory Hot Topics
  • 2015 Regulatory Hot Topics