Regulatory Hot Topics for 2018

The following Regulatory Hot Topics for 2018 are those issued by the various federal banking agencies in that year (in alphabetical order) such as the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that may apply to your bank, credit union, fintech company, or other type of financial institution that resulted in a revision to one or more of our products.  Click on any of the tabs below of a particular agency to see detailed subject matter regarding the regulatory release and the related product update.

NOTE: The dates of the regulatory releases are displayed by the year when the guidance was issued - not the effective date of the guidance.

CFPB

Bureau of Consumer Financial Protection Issues Updated FCRA Model Disclosures

UPDATES

Fair Credit Reporting Act Policy


Bureau of Consumer Financial Protection Updates Regulation P to Implement Legislation Amending Gramm-Leach-Bliley Act

UPDATES

Regulation P Policy


CFPB Issues Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act)

UPDATES

Regulation C Policy


Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)

UPDATES

Regulation Z Policy


Mortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)

UPDATES

Regulation Z Policy


Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)

UPDATES

Regulation E Policy
Regulation Z Policy
Stored Value and Prepaid Card Program Policy


Statement of the Bureau of Consumer Financial Protection on Enactment of S.J.Res. 57

UPDATES

Commercial Loan Policy
Indirect Dealer Loan Policy


Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

UPDATES

Regulation Z Policy

FDIC
Federal Reserve
FFIEC
FinCEN
Joint Release
OCC
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