Regulatory Hot Topics for 2019

The following are Regulatory Hot Topics for 2019 that may apply to your bank, credit union, fintech company, or other type of financial institution.  These were issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that resulted in a revision to one or more of our products.  Click on any of the tabs below of a particular agency to see detailed subject matter regarding the regulatory release and the related product update.

NOTE:  The dates of the regulatory releases are displayed by the year when the guidance was issued - not the effective date of the guidance.

CFPB

Consumer Financial Protection Bureau Recommends Financial Institutions Report Suspected Financial Exploitation of Older Adults

UPDATES

Bank Security Program Policy
Elder Abuse and Larcenies Against Customers Policy


Final Rule

UPDATES

Regulation C Policy


Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date; Correcting Amendments

UPDATES

Consumer Loan Policy
Payday, Vehicle Title, and High-Cost Installment Loan Policy


Secure and Fair Enforcement for Mortgage Licensing Act FAQs

UPDATE

SAFE Act Policy


Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Card, HOEPA, and Qualified Mortgages)

UPDATE

Regulation Z Policy

FDIC
Federal Reserve
FFIEC
FinCEN
Joint Release
OFAC
OCC
U.S. DOL
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