Short Term and Small Dollar (Payday) Loan Program Policy - $100.00

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Risk Management - Topic 3
Product Definition - Topic 4
Underwriting Standards - Topic 5
Applicability of Subprime Lending Guidance - Topic 6
Affordability and Pricing Standards - Topic 7
Principal Reduction Standards - Topic 8
Cost Feasibility Standards - Topic 9
Savings Component Standards - Topic 10
Collaboration Standards - Topic 11
Financial Education - Topic 12
Marketing - Topic 13
Application and Origination - Topic 14
Payment Processing and Sustained Use - Topic 15
Collections, Accounts in Default, and Consumer Reporting - Topic 16
Third Party Relationships - Topic 17
Other Regulatory Concerns - Topic 18
Audit Policy - Topic 19
Staff Training - Topic 20

The purpose of this policy is to address short-term and small-dollar (payday) loan products, underwriting, and related lending operations of a financial institution.  This policy template (approximately 18 pages) is available to purchase from in Microsoft® Word format for $100.00.

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