Asset, Liability and Liquidity Management Policy
The purpose of this Asset, Liability and Liquidity Management Policy Template is to address policies, procedures and processes of a bank, credit union, fintech company, or other type of financial institution regarding Asset, Liability and Liquidity Management to ensure liquidity is properly maintained to represent the financial institution’s ability to fund assets and meet its obligations as they become due. In the same respect, liquidity and funds management is to be attained at a reasonable cost and with a minimum of loss to effectively manage a financial institution’s balance sheet and related earnings stream.
Table of Contents
- Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Risk Management – Topic 4
- Responsibility – Topic 5
- Financial Performance Objectives and Reporting – Topic 6
- Contingency Funding Plan – Topic 7
- Dividend and Inter-Company Expense Policy Reference – Topic 8
- Interest Rate Risk Policy Reference – Topic 9
- Investment Policy Reference – Topic 10
- Regulation F Policy Reference – Topic 11
- Audit Policy – Topic 12
- Staff Training – Topic 13
- Retention of Documentation – Topic 14
Recent updates to this product:
OCC Bulletin 2021-38 – Liquidity: Updated Comptroller’s Handbook Booklet and Rescissions
FDIC FIL-113-2020 – Combined Final Rule on Brokered Deposits and Interest Rate Restrictions
This Asset, Liability and Liquidity Management Policy Template (approximately 84 pages) is available to purchase from Bankpolicies.com in Microsoft® Word format.
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