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Fair Credit Reporting Act (FCRA) Policy

$275.00

The purpose of this Fair Credit Reporting Act (FCRA) Policy Template is to address measures a financial institution must take to ensure adherence to the FCRA, as amended by The Fair and Accurate Credit Transactions Act (FACTA), to prevent the undue invasion of a consumer’s right to privacy in the process of collecting information and disseminating credit reports.

Description

Fair Credit Reporting Act Policy

The purpose of this Fair Credit Reporting Act Policy Template is to address measures a financial institution must take to ensure adherence to the Fair Credit Reporting Act (FCRA), as amended by The Fair and Accurate Credit Transactions Act (FACTA), to prevent the undue invasion of a consumer’s right to privacy in the process of collecting information and disseminating credit reports.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Definitions – Topic 3
  • Structure of Accountability – Topic 4
  • Affiliate Marketing – Topic 5
  • Medical Information – Topic 6
  • Duties of Furnishers of Information – Topic 7
  • Duties of Users Regarding Obtaining and Using Consumer Reports – Topic 8
  • Duties of Users Regarding Risk Based Pricing – Topic 9
  • Identity Theft Program Policy – Topic 10
  • Obtaining Information and Sharing Among Affiliates – Topic 11
  • Disclosures to Consumers and Miscellaneous Requirements – Topic 12
  • Audit Policy – Topic 13
  • Staff Training – Topic 14
  • Retention of Documentation – Topic 15

*Includes the full text of our stand alone Identity Theft Program Policy Template.

Includes the following form templates:

Recent updates to this product:
10/01/18 Update
Bureau of Consumer Financial Protection Issues Updated FCRA Model Disclosures

This Fair Credit Reporting Act Policy Template (approximately 91 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $275.00.

Want to ensure your purchase from BankPolicies.com remains current? Add a Product Update Protection Plan to your shopping cart to ensure that you will automatically receive an updated version every time it is revised via e-mail within one year from the last date of purchase. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices.

When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

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