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Non-Accrual and Charged-Off Loan Policy

$275.00

The purpose of this Non-Accrual and Charged-Off Loan Policy Template is to address the classification and accounting treatment of non-accrual and charged-off loans of a bank, credit union, or other type of financial institution.  See more information about this product below.

Description

Non-Accrual and Charged-Off Loan Policy

The purpose of this Non-Accrual and Charged-Off Loan Policy Template is to address the classification and accounting treatment of non-accrual and charged-off loans of a bank, credit union, or other type of financial institution.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Special Assets Committee – Topic 3
  • Uniform Policy Guidelines – Topic 4
  • Problem Loan Identification Guidelines – Topic 5
  • Problem Loan Identification Procedures – Topic 6
  • Impaired Loan Identification – Topic 7
  • Troubled Debt Restructuring and Loan Workout Programs – Topic 8
  • Watch List Addition Procedures – Topic 9
  • Non-Accrual Loans – Regulatory Accounting Treatment – Topic 10
  • Charged-Off Loans – Topic 11
  • Audit Policy – Topic 12
  • Staff Training – Topic 13
  • Retention of Documentation – Topic 14

Recent updates to this product:
03/04/19 Update
Current Expected Credit Losses (CECL) Accounting Standard
07/02/18 Update
Federal Reserve Consumer Affairs Letter CA 18-4 – Restoration of Protecting Tenants at Foreclosure Act of 2009
01/02/18 Update
National Defense Authorization Act for Fiscal Year 2018

This Non-Accrual and Charged-Off Loan Policy Template (approximately 46 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $275.00.

Want to ensure your purchase from BankPolicies.com remains current? Add a Product Update Protection Plan to your shopping cart to ensure that you will automatically receive an updated version every time it is revised via e-mail within one year from the last date of purchase. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices.

When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

BankPolicies.com provides your financial institution with the best bank policy template products available in the industry. You will always be up to date with the latest changes to bank policies and never have to worry about being out of compliance with the various laws, rules and regulations issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that may apply to your organization.

Our dedicated staff of career banking industry professionals are ready to keep your financial institution up to date with the latest bank policy standards and industry best practices. Purchase your bank policies from us today and rest easy knowing you have the right team helping you and your organization stay compliant. We look forward to earning your business for all of your bank policy needs.

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