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Non-Accrual and Charged-Off Loan Policy

$325.00

The purpose of this Non-Accrual and Charged-Off Loan Policy Template is to address the classification and accounting treatment of non-accrual and charged-off loans of a bank, credit union, or other type of financial institution.  See more information about this product below.

Non-Accrual and Charged-Off Loan Policy

The purpose of this Non-Accrual and Charged-Off Loan Policy Template is to address the classification and accounting treatment of non-accrual and charged-off loans of a bank, credit union, or other type of financial institution.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Special Assets Committee – Topic 3
  • Uniform Policy Guidelines – Topic 4
  • Problem Loan Identification Guidelines – Topic 5
  • Problem Loan Identification Procedures – Topic 6
  • Impaired Loan Identification – Topic 7
  • Troubled Debt Restructuring and Loan Workout Programs – Topic 8
  • Watch List Addition Procedures – Topic 9
  • Non-Accrual Loans – Regulatory Accounting Treatment – Topic 10
  • Charged-Off Loans – Topic 11
  • Debt Sale Arrangements – Topic 12
  • Audit Policy – Topic 13
  • Staff Training – Topic 14
  • Retention of Documentation – Topic 15

Recent updates to this product:
08/17/20 Update
FFIEC Press Release – Joint Statement on Additional Loan Accommodations Related to COVID-19
05/01/20 Update
Joint Release – Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus

This Non-Accrual and Charged-Off Loan Policy Template (approximately 52 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.

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When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

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