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Participation and Purchased Loan Policy

$150.00

The purpose of this Participation and Purchased Loan Policy Template is to address how a bank, credit union, or other type of financial institution legally and prudently engages in participation and purchased loan transactions utilizing sound risk management principles that are commensurate with the organization’s size, complexity, and risk profile.  See more information about this product below.

Participation and Purchased Loan Policy

The purpose of this Participation and Purchased Loan Policy Template is to address how a bank, credit union, or other type of financial institution legally and prudently engages in participation and purchased loan transactions utilizing sound risk management principles that are commensurate with the organization’s size, complexity, and risk profile.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Risk Management – Topic 3
  • Program Administration – Topic 4
  • Participations Sold to Other Lenders – Topic 5
  • Participations Purchased from Other Lenders – Topic 6
  • Loans Not Eligible for Participation – Topic 7
  • Repurchase Agreements – Topic 8
  • Spit Borrowings – Topic 9
  • Leveraged Lending – Topic 10
  • Audit Policy – Topic 11
  • Staff Training – Topic 12
  • Retention of Documentation – Topic 13

Recent updates to this product:
10/01/20 Update
OCC Bulletin 2020-81 – Credit Risk: Risk Management of Loan Purchase Activities

This Participation and Purchased Loan Policy Template (approximately 14 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.

NOTE: The complete contents of this product are also included in the General Loan Policy Template and Commercial Loan Policy Template.

Want to ensure your purchase from BankPolicies.com remains current? Add a Product Update Protection Plan to your shopping cart to ensure that you will automatically receive an updated version every time it is revised via e-mail within one year from the last date of purchase. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices.

When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

BankPolicies.com provides your financial institution with the best bank policy template products available in the industry. You will always be up to date with the latest changes to bank policies and never have to worry about being out of compliance with the various laws, rules and regulations issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that may apply to your organization.

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