Remote Deposit Capture Program Policy
The purpose of this Remote Deposit Capture Program Policy Template is to address policies, procedures and processes of a bank, credit union, or other type of financial institution regarding Remote Deposit Capture (RDC) products and services that comply with all related laws, rules and regulations. In general, RDC is a deposit transaction delivery system that allows a financial institution to receive digital information from deposit documents captured at remote locations using a personal computer, laptop, smart phone, tablet, or other approved mobile device.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Structure of Accountability – Topic 4
- Risk Management – Topic 5
- Product Definition and Pricing – Topic 6
- Operational Overview – Topic 7
- Underwriting Guidelines Policy – Topic 8
- Service Establishment Procedures and Responsibilities – Topic 9
- Changes or Deletions – Topic 10
- Exceptions – Topic 11
- Mobile Remote Deposit Capture Policy – Topic 12
- Audit Policy – Topic 13
- Staff Training – Topic 14
- Retention of Documentation – Topic 15
This Remote Deposit Capture Program Policy Template (approximately 62 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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