Regulation E/Electronic Fund Transfer Act (EFTA) Policy - $275.00


The purpose of this Regulation E (EFTA) Policy Template is to address how a financial institution adheres to Regulation E - “Electronic Fund Transfer Act" (EFTA). In general, Regulation E carries out the purposes of the EFTA, which establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfer services and of financial institutions that offer these services.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Definitions - Topic 3
Regulation E Requirements - Topic 4
General Disclosure Requirements - Jointly Offered Services - Topic 5
Issuance of Access Devices - Topic 6
Liability of Consumer for Unauthorized Transfers - Topic 7
Initial Disclosures - Topic 8
Change in Terms and Error Resolution Notice - Topic 9
Receipts at Electronic Terminals and Periodic Statements - Topic 10
Preauthorized Transfers - Topic 11
Procedures for Resolving Errors - Topic 12
Services Offered by Provider Not Holding Consumer's Account - Topic 13
Electronic Fund Transfer of Government Benefits - Topic 14
Disclosures at Automated Teller Machines - Topic 15
Requirements Overdraft Services - Topic 16
Prepaid Card Accounts - Topic 17
Internet Posting of Prepaid Account Agreements - Topic 18
Requirements for Gift Cards and Gift Certificates - Topic 19
Requirements for Remittance Transfers - Topic 20
Relation to Other Laws - Topic 21
Miscellaneous - Topic 22
Audit Policy - Topic 23
Staff Training - Topic 24
Retention of Documentation - Topic 25

Includes the following form template:
Regulation E Model Disclosure Clauses and Forms (37 pages)

Recent updates to this product:
02/05/18 Update
CFPB - Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)
05/01/17 Update
CFPB Finalizes Effective Date Extension for Prepaid Account Rule
11/01/16 Update
Prepaid Accounts Under the Electronic Funds Transfer Act (Regulation E) and Truth In Lending Act (Regulation Z)

This Regulation E Policy Template (approximately 68 pages) is available to purchase from in Microsoft® Word format for $275.00.

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