Regulation O and Insider Activity Policy - $175.00


The purpose of this Regulation O and Insider Activity Policy Template is to address how a financial institution adheres to Regulation O - “Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks" to prohibit a financial institution from making a loan to a member of one of these individuals unless the loan falls within specified limits permitted by the regulation.  Additionally, this policy provides guidance on how the Board of Directors and Senior Management may legally and prudently engage in transactions with insiders by implementing risk management processes that provide for the appropriate control and monitoring of insider activities.

Table of Contents

Purpose and Contents – Topic 1
Policy Statement - Topic 2
Definitions - Topic 3
Regulation O and Related Laws and Regulations - Topic 4
Board of Directors and Senior Management Responsibilities - Topic 5
Risk Management - Topic 6
Duty of Care and Duty of Loyalty - Topic 7
Compensation and Benefits Paid to Insiders - Topic 8
Extension of Credit - Topic 9
General Prohibitions - Topic 10
Additional Restrictions on Loans to Executive Officers - Topic 11
Unauthorized Extension of Credit - Topic 12
Public Disclosure - Topic 13
Reporting Requirement for Credit Secured by Bank Stock - Topic 14
Civil Penalties - Topic 15
Application to Savings Associations - Topic 16
Audit Policy - Topic 17
Staff Training - Topic 18
Retention of Documentation - Topic 19

Includes the following form template:
Insider Policy Acknowledgement of Receipt (1 page)

This Regulation O and Insider Activity Policy Template (approximately 38 pages) is available to purchase from in Microsoft® Word format for $175.00.

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