Stress Testing Program Policy - $175.00


The purpose of this Stress Testing Program Policy Template is to address a financial institution's approach to stress testing that is designed to fit its unique loan portfolio strategy, size, loan types, composition, operations, and management.  This process can range from a single spreadsheet analysis to a more sophisticated model, depending on portfolio risk and the complexity of the organization, thereby enabling management to ensure that potential adverse outcomes are appropriately considered.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Stress Testing Program Overview - Topic 3
Responsibility - Topic 4
Key Principles - Topic 5
Approaches and Applications - Topic 6
Assessing the Adequacy of Capital and Liquidity - Topic 7
Stress Testing Credit Risk - Topic 8
Annual Stress Test - Topic 9
Audit Policy - Topic 10
Retention of Documentation - Topic 11

Recent updates to this product:
08/01/18 Update
Joint Release - Agencies Issue Statement Regarding the Impact of the Economic Growth, Regulatory Relief, and Consumer Protection Act
05/01/18 Update
FDIC Final Rule - Rescind Certain Capital Regulations
03/05/18 Update
Final Rule - Testing and Conforming Changes to Stress Testing - OCC Bulletin 2018-4

This Stress Testing Program Policy Template (approximately 31 pages) is available to purchase from in Microsoft® Word format for $175.00.

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