General Loan Policy - $275.00


The purpose of this General Loan Policy Template is to generally state the conditions and the processes under which a bank, credit union, or other type of financial institution operates its lending operations in order to provide a foundation of safe and sound credit decisions and adherence to all applicable state and federal laws, rules and regulations.

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Lending Authority and Responsibility - Topic 3
Secondary Review and Credit Denial - Topic 4
Lending Limits - Topic 5
Portfolio Management, Diversifications and Concentrations - Topic 6
General Credit Underwriting Guidelines - Topic 7
Loan Participations - Topic 8
Loans to Executive Officers and Directors Policy Reference - Topic 9
Loans to Employees - Topic 10
Appraisal Policy Reference - Topic 11
Environmental Risk Policy Reference - Topic 12
Depository Relationships - Topic 13
Overdraft Policy Reference - Topic 14
Documentation and Responsibilities - Topic 15
Execution of Loan Documents - Topic 16
Loan File Requirements - Topic 17
Loan File Administration - Topic 18
Loan Loss Reserve Policy Reference - Topic 19
Loan Grading Policy Reference - Topic 20
Loan Review Policy Reference - Topic 21
Non-Accrual and Charged-Off Loan Policy Reference - Topic 22
Other Real Estate Owned Policy Reference - Topic 23
Staff Training - Topic 24
Retention of Documentation - Topic 25

Recent updates to this product:
02/05/18 Update
FDIC - Supervisory Insights Journal – Winter 2017

This General Loan Policy Template (approximately 55 pages) is available to purchase from in Microsoft® Word format for $275.00.

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