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Asset Based Loans and Formula Lines of Credit Policy

$175.00

The purpose of this Asset Based Loans (ABL) and Formula Lines of Credit Policy Template is to address ABL products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution.  In general, an ABL is a specialized loan product that provides fully collateralized credit facilities to borrowers that may have high leverage, erratic earnings, or marginal cash flows.

Description

Asset Based Loans and Formula Lines of Credit Policy

The purpose of this Asset Based Loan and Formula Lines of Credit Policy Template is to address ABL products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution. In general, an ABL is a specialized loan product that provides fully collateralized credit facilities to borrowers that may have high leverage, erratic earnings, or marginal cash flows.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Definitions – Topic 3
  • Risk Management – Topic 4
  • Program Administration – Topic 5
  • Loan Structures – Topic 6
  • Borrower Analysis – Topic 7
  • Borrowing Base – Topic 8
  • Controls – Topic 9
  • Third Party Guarantees or Insurance – Topic 10
  • Participations – Topic 11
  • Debtor-in-Possession Financing – Topic 12
  • Credit Risk Rating Assignment – Topic 13
  • Problem Loan Management – Topic 14
  • Allowance for Loan and Lease Losses – Topic 15
  • Audit Policy – Topic 16
  • Staff Training – Topic 17
  • Retention of Documentation – Topic 18

This Asset Based Loans (ABL) and Formula Lines of Credit Policy Template (approximately 32 pages) is available to purchase from BankPolicies.com in Microsoft®Word format for $175.00.

NOTE: The complete contents of this product are also included in the Commercial Loan Policy Template.

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