CRA Ratings
The purpose of this CRA Ratings Template is to be used by a financial institution regarding the rating assigned by its federal regulator with respect to the organization’s performance under the applicable performance criteria under the Community Reinvestment Act (CRA).
Table of Contents
- FDIC Version – Appendix A to Part 345, Community Reinvestment Act Ratings
- FDIC Version – Appendix D to Part 345, Community Reinvestment Act Ratings – Applicability Date: January 1, 2026
- FDIC Version – Appendix E to Part 345, Small Bank and Intermediate Bank Performance Evaluation Conclusions and Ratings – Applicability Date: January 1, 2026
- Federal Reserve Bank Version – Appendix A to Part 228, Community Reinvestment Act Ratings
- Federal Reserve Bank Version – Appendix D to Part 228, Community Reinvestment Act Ratings – Applicability Date: January 1, 2026
- Federal Reserve Bank Version – Appendix E to Part 228, Small Bank and Intermediate Bank Performance Evaluation Conclusions and Ratings – Applicability Date: January 1, 2026
- OCC Version – Appendix A to Part 25, Community Reinvestment Act Ratings
- OCC Version – Appendix D to Part 25, Community Reinvestment Act Ratings – Applicability Date: January 1, 2026
- OCC Version – Appendix E to Part 25, Small Bank and Savings Association and Intermediate Bank and Savings Association Performance Evaluation Conclusions and Ratings – Applicability Date: January 1, 2026
Recent updates to this product:
12/04/23 Update
Joint Press Release – Agencies Issue Final Rule to Strengthen and Modernize Community Reinvestment Act Regulations
This CRA Ratings Template (approximately 39 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
This CRA Notices Template is also included in the purchase price of the Community Reinvestment Act Policy Template.
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