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Credit Card Policy

$275.00

The purpose of this Credit Card Policy Template is to address credit cards and related products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution.  In general, an organization’s Credit Card Program offers its customers one of the most universally accepted and convenient payment methods that is used by millions of consumers and merchants worldwide as a routine means of payment for a variety of products and services.

Description

Credit Card Policy

The purpose of this Credit Card Policy Template is to address credit cards and related products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution. In general, an organization’s Credit Card Program offers its customers one of the most universally accepted and convenient payment methods that is used by millions of consumers and merchants worldwide as a routine means of payment for a variety of products and services.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Definitions – Topic 3
  • Product Definition – Topic 4
  • Risk Management – Topic 5
  • Program Administration – Topic 6
  • Scoring Model Standards – Topic 7
  • Marketing and Underwriting Standards – Topic 8
  • Account Management – Topic 9
  • Collection, Workout and Forbearance Standards – Topic 10
  • Purchased Credit Card Relationships – Topic 11
  • Allowance for Loan and Lease Losses – Topic 12
  • Profit Analysis – Topic 13
  • Debt Cancellation Contracts and Debt Suspension Agreements – Topic 14
  • Audit Policy – Topic 15
  • Staff Training – Topic 16
  • Retention of Documentation – Topic 17

This Credit Card Policy Template (approximately 41 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $275.00.

Want to ensure your purchase from BankPolicies.com remains current? Add a Product Update Protection Plan to your shopping cart to ensure that you will automatically receive an updated version every time it is revised via e-mail within one year from the last date of purchase. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices.

When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

Our dedicated staff of career banking industry professionals are ready to keep your financial institution up to date with the latest bank policy standards and industry best practices. Purchase your bank policies from us today and rest easy knowing you have the right team helping you and your organization stay compliant. We look forward to earning your business for all of your bank policy needs.

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