The purpose of this Earnings Policy Template is for a bank, credit union, fintech company, or other type of financial institution to require its earnings to support the organization’s operations, provide for an adequate allowance for loan and lease losses (ALLL) or allowance for credit losses (ACL), and augment its capital base.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Risk Management – Topic 3
- Planning and Budgeting – Topic 4
- Reports – Topic 5
- Regulatory Earnings Analysis Overview – Topic 6
- Earning Component Rating – Topic 7
- Audit Policy – Topic 8
- Staff Training – Topic 9
- Retention of Documentation – Topic 10
This Earnings Policy Template (approximately 16 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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