Environmental Risk Policy
This Environmental Risk Policy Template addresses the importance of appropriately determining the potential adverse effect of environmental contamination on the value of real property and the potential for liability under various environmental laws in evaluating real estate transactions and making loans secured by real estate by a bank, credit union, fintech company, or other type of financial institution.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Environmental Risk Program Overview – Topic 4
- Regulatory Requirements – Topic 5
- Environmental Sensitive Industries – Topic 6
- Environmental Sensitive Collateral – Topic 7
- Existing Loans with Environmental Exposure – Topic 8
- Phase I/II Environmental Assessments – Topic 9
- Audit Policy – Topic 10
- Staff Training – Topic 11
- Retention of Documentation – Topic 12
This Environmental Risk Policy Template (approximately 16 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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