Mobile Remote Deposit Capture Policy
The purpose of this Mobile Remote Deposit Capture Policy Template is to address the ability of a bank, credit union, fintech company, or other type of financial institution to offer its customers mobile remote deposit capture services through mobile devices via its mobile banking delivery channel.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Risk Management and Mitigation – Topic 3
- Customer Establishment, Eligibility, and Limits – Topic 4
- Mobile Device Standards and Use – Topic 5
- Original Check Storage and Disposal Requirements – Topic 6
- Audit Policy – Topic 7
- Staff Training – Topic 8
- Retention of Documentation – Topic 9
NOTE: This product is intended to be a supplement to a financial institution’s remote deposit capture (RDC) policy. For a complete solution, please refer to our Remote Deposit Capture Program Policy Template which contains the full text of this template in addition to other related regulatory guidance.
This Mobile Remote Deposit Capture Policy Template (approximately 20 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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