Oil and Gas Industry Loan Policy
The purpose of this Oil and Gas Industry Loan Policy Template is to address oil and gas industry loan products, underwriting, and related lending operations of a bank, credit union, fintech company, or other type of financial institution to provide a foundation of safe and sound credit decisions and adherence to all applicable laws, rules and regulations.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Industry Overview – Topic 4
- Risk Management – Topic 5
- Program Administration – Topic 6
- Standards and Underwriting – Topic 7
- Collateral Valuation and Documentation – Topic 8
- Environmental Risk Policy Reference – Topic 9
- Allowance for Credit Losses – Topic 10
- Credit Risk Rating Assignment – Topic 11
- Audit Policy – Topic 12
- Staff Training – Topic 13
- Retention of Documentation – Topic 14
NOTE: This product is intended to be a supplement to a financial institution’s complete commercial loan policy. The complete contents of this template are included in the Commercial Loan Policy Template.
This Oil and Gas Industry Loan Policy Template (approximately 39 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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