Regulation C Policy
This Regulation C Policy Template addresses how a bank, credit union, or other type of financial institution adheres to Regulation C – “Home Mortgage Disclosure Act” (HMDA) in order that all covered loan transactions will be properly reported to the federal agencies for their compilation and use.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Exempt Institutions – Topic 4
- Compilation of Reportable Data – Topic 5
- Disclosure and Reporting – Topic 6
- Enforcement – Topic 7
- Audit Policy – Topic 8
- Staff Training – Topic 9
- Retention of Documentation – Topic 10
Includes the following form template:
- Regulation C Data Collection Form – 5 Pages
Recent updates to this product:
12/15/22 Update
CFPB Final Rule – Home Mortgage Disclosure (Regulation C); Judicial Vacatur of Coverage Threshold for Closed-End Mortgage Loans
This Regulation C Policy Template (approximately 15 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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