Regulation C/Home Mortgage Disclosure Act (HMDA) Policy
The purpose of this Regulation C (HMDA) Policy Template is to address how a financial institution adheres to Regulation C – “Home Mortgage Disclosure Act” (HMDA) in order that all covered loan transactions will be properly reported to the federal agencies for their compilation and use.
Regulation C Policy
The purpose of this Regulation C Policy Template is to address how a financial institution adheres to Regulation C – “Home Mortgage Disclosure Act” (HMDA) in order that all covered loan transactions will be properly reported to the federal agencies for their compilation and use.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Exempt Institutions – Topic 4
- Compilation of Reportable Data – Topic 5
- Disclosure and Reporting – Topic 6
- Enforcement – Topic 7
- Audit Policy – Topic 8
- Staff Training – Topic 9
- Retention of Documentation – Topic 10
Includes the following form template:
- Regulation C Data Collection Form – 5 Pages
Recent updates to this product:
Deletion of Guidance Prior to 01/01/19 Effective Date
Bureau of Consumer Financial Protection Issues Statement on the Implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act Amendments to the Home Mortgage Disclosure Act
Deletion of Guidance Prior to 01/01/18 Effective Date
CFPB Home Mortgage Disclosure Act (HMDA) Final Rule
This Regulation C Policy Template (approximately 15 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $175.00.
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