Regulation DD Policy
This Regulation DD Policy Template addresses how a bank, credit union, fintech company, or other type of financial institution adheres to Regulation DD – “Truth in Savings Act” (TISA). The purpose of Regulation DD is to enable consumers to make informed decisions about their accounts at depository institutions through the use of uniform disclosures.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- General Disclosure Requirements – Topic 4
- Account Disclosures – Topic 5
- Subsequent Account Disclosures – Topic 6
- Periodic Statement Disclosures – Topic 7
- Payment of Interest – Topic 8
- Advertising – Topic 9
- Additional Disclosure Requirements for Overdraft Services – Topic 10
- Effect on State Laws – Topic 11
- Audit Policy – Topic 12
- Staff Training – Topic 13
- Retention of Documentation – Topic 14
This Regulation DD Policy Template (approximately 21 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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