Venture Loan Policy
This Venture Loan Policy is for a bank, credit union, fintech company, or other type of financial institution to legally and prudently engage in commercial loans to early-, expansion-, and late-stage companies (often referred to as “venture loans”) that are consistent with the organization’s overall business strategy and risk tolerances.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Program Overview – Topic 3
- Venture Lending Risks – Topic 4
- Risk Management – Topic 5
- Risk-Rating and Evaluating Repayment Sources – Topic 6
- Audit Policy – Topic 7
- Staff Training – Topic 8
- Retention of Documentation – Topic 9
Recent updates to this product:
03/18/24 Update
Eliminate and/or modify references to the term “Troubled Debt Restructuring” (TDR) with a “Borrower Experiencing Financial Difficulty.”
11/15/23 Update
OCC Bulletin 2023-34 – Commercial Lending: Venture Loans to Companies in an Early, Expansion, or Late Stage of Corporate Development
This Venture Loan Policy (approximately 19 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
NOTE: The complete contents of this product are also included in the Commercial Loan Policy.
Product Update Protection Plan
Ensure your purchase from BankPolicies.com remains current by adding a Product Update Protection Plan to your shopping cart. You’ll automatically receive an updated version via email every time it’s revised, within one year from the last date of purchase.
