Regulatory Hot Topics for 2023
The following Regulatory Hot Topics for 2023 may apply to your bank, credit union, fintech company, or other financial institution. These were issued by the FDIC, Federal Reserve, OCC, and other federal regulatory agencies, resulting in revisions to one or more of our products. Select any agency tab below to view detailed information on each regulatory release and the corresponding product update.
NOTE: Regulatory release dates reflect the year the guidance was issued, not its effective date.
UPDATE
Agency Contact Information; Technical Corrections
UPDATE
Fair Credit Reporting Act Summary of Consumer Rights Form
UPDATE
Fair Credit Reporting Act Summary of Consumer Rights Form
Policy Statement on Abusive Acts or Practices
UPDATE
UDAAP Policy
Reopening Deposit Accounts That Consumers Previously Closed
UPDATE
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
UPDATE
Regulation B Policy
Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts
UPDATE
Unfair, Deceptive, or Abusive Acts or Practices Policy
Unlawful Negative Option Marketing Practices
UPDATE
Unfair, Deceptive, or Abusive Acts or Practices Policy