Regulatory Hot Topics for 2024
The following Regulatory Hot Topics for 2024 may apply to your bank, credit union, fintech company, or other financial institution. These were issued by the FDIC, Federal Reserve, OCC, and other federal regulatory agencies, resulting in revisions to one or more of our products. Select any agency tab below to view detailed information on each regulatory release and the corresponding product update.
NOTE: Regulatory release dates reflect the year the guidance was issued, not its effective date.
Credit Card Penalty Fees Final Rule
UPDATE
Deceptive Marketing Practices About the Speed and Cost of Sending a Remittance Transfer
UPDATE
Unfair, Deceptive, or Abusive Acts or Practices Policy
Overdraft Lending: Very Large Financial Institutions
UPDATES
Overdraft Policy
Regulation E Policy
Regulation Z Policy
Required Rule Making on Personal Financial Data Rights
UPDATE
Personal Financial Data Rights Policy
Residential Property Assess Clean Energy Financing (Regulation Z)
UPDATE
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
UDPATE
Unlawful and Unenforceable Contract Terms and Conditions
UPDATE
Unfair, Deceptive, or Abusive Acts or Practices Policy