Regulatory Hot Topics for 2023
The following are Regulatory Hot Topics for 2023 that may apply to your bank, credit union, fintech company, or other type of financial institution. These were issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that resulted in a revision to one or more of our products. Click on any of the tabs below of a particular agency to see detailed subject matter regarding the regulatory release and the related product update.
NOTE: The dates of the regulatory releases are displayed by the year when the guidance was issued - not the effective date of the guidance.
UPDATE
Agency Contact Information; Technical Corrections
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Fair Credit Reporting Act Summary of Consumer Rights Form
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Fair Credit Reporting Act Summary of Consumer Rights Form
Policy Statement on Abusive Acts or Practices
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Reopening Deposit Accounts That Consumers Previously Closed
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Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
UPDATE
Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts
UPDATE
Unfair, Deceptive, or Abusive Acts or Practices Policy
Unlawful Negative Option Marketing Practices
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Unfair, Deceptive, or Abusive Acts or Practices Policy