Product Updates July 2026
The Product Updates for July 2026 from BankPolicies.com feature the following revised policy template products:
Fair Housing Act Policy Template
The update to these products is in response to the CFPB’s publication in the Federal Register entitled “Equal Credit Opportunity Act (Regulation B); Special Purpose Credit Programs; Rescission” dated 06/17/26 that rescinding an advisory opinion issued in December 2020 regarding Regulation B, which implements the Equal Credit Opportunity Act (ECOA), as it applies to certain aspects of special purpose credit programs designed and implemented by for-profit organizations to meet special social needs. The advisory opinion is rescinded on June 17, 2026.
The update to this product is in response to the FedPayments Group’s Payments Security article entitled “The Art of Assessing Customer Intent: Authorized Party Fraud Trends” dated 06/26/26 that addresses fraud deliberately committed by customers and measures financial institutions can take to detect and mitigate this type of fraud.
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