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Fair Lending Policy

$175.00

The purpose of this Fair Lending Policy Template is to address measures a bank, credit union, or other type of financial institution must take in order to comply with fair lending laws, rules and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), the Fair Housing Act, and the Community Reinvestment Act (CRA).

Description

Fair Lending Policy

The purpose of this Fair Lending Policy Template is to address measures a bank, credit union, or other type of financial institution must take in order to comply with fair lending laws, rules and regulations, including the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA), the Fair Housing Act, and the Community Reinvestment Act (CRA).

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Equal Credit Opportunity Act Reference – Topic 3
  • Fair Housing Act Reference – Topic 4
  • Types of Discrimination under ECOA and Fair Housing Act – Topic 5
  • Community Reinvestment Act Reference – Topic 6
  • Home Mortgage Disclosure Act Reference – Topic 7
  • Fair Credit Reporting Act Reference – Topic 8
  • Secondary Loan Review Reference – Topic 9
  • Complaint Policy Reference – Topic 10
  • Compensation Practices and Loan Pricing – Topic 11
  • Audit Policy – Topic 12
  • Staff Training – Topic 13
  • Retention of Documents – Topic 14

Recent updates to this product:
08/01/18 Update
Federal Reserve Board Launches Consumer Compliance Supervision Bulletin

This Fair Lending Policy Template (approximately 15 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $175.00.

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When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

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