Regulatory Hot Topics for 2025
The following Regulatory Hot Topics for 2025 may apply to your bank, credit union, fintech company, or other financial institution. These were issued by the FDIC, Federal Reserve, OCC, and other federal regulatory agencies, resulting in revisions to one or more of our products. Select any agency tab below to view detailed information on each regulatory release and the corresponding product update.
NOTE: Regulatory release dates reflect the year the guidance was issued, not its effective date.
Homebuyers Privacy Protection Act - H.R. 2808
UPDATE
Fair Credit Reporting Act Policy
Interpretive Rules, Policy Statements, and Advisor Opinion; Withdrawal
UPDATES
Compliance Management Policy
Fair Credit Reporting Act Policy
Fair Debt Collection Practices Act Policy
Human Resources Incentive Compensation Policy
Human Resources Salary Administration Policy
Overdraft Policy
Regulation B Policy
UDAAP Policy
UPDATE
Fair Credit Reporting Act Policy
UPDATES
Mortgage Servicing Policy
Regulation X Policy
Repeal of Overdraft Lending: Very Large Financial Institutions
UPDATES
Overdraft Policy
Regulation E Policy
Regulation Z Policy
UPDATE
UPDATE
Vacated Ruling of Credit Card Penalty Fees Final Rule
UPDATE