Investment Policy
This Investment Policy is for a bank, credit union, fintech company, or other type of financial institution that governs the securities and end user derivatives (investment) function of the organization in order to provide the organization with earnings, liquidity, and capital appreciation through carefully constructed positions that reduce overall risk exposures.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Structure of Accountability – Topic 3
- Risk Limits – Topic 4
- Internal Controls – Topic 5
- Accounting – Topic 6
- Common Investments – Topic 7
- Permissible Activities – Topic 8
- Unsuitable Activities – Topic 9
- Risk Analysis – Topic 10
- Periodic Evaluation – Topic 11
- Regulatory Examination Considerations – Topic 12
- Investment Trading Account Risk Management – Topic 13
- Audit Policy – Topic 14
- Staff Training – Topic 15
- Retention of Documentation – Topic 16
Recent updates to this product:
03/18/24 Update
FDIC – March 2024 Update to the Risk Management Manual of Examination Policies Section 3.3 – Securities
02/01/24 Update
OCC Bulletin 2024-3 – Securities Operations: Shortening the Standard Settlement Cycle
This Investment Policy (approximately 29 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
