FIND YOUR TEMPLATE. FAST AND EASY!

Regulation M Policy

$100.00

The purpose of this Regulation M Policy Template is to address how a financial institution adheres to Regulation M – “Consumer Leasing.” In general, the purpose of Regulation M is to ensure that lessees of personal property receive meaningful disclosures that enable them to compare lease terms with other leases and, when appropriate, with credit transactions, limit the amount of balloon payments in consumer lease transactions; and provide for the accurate disclosure of lease terms in all advertising.

Description

Regulation M Policy

The purpose of this Regulation M Policy Template is to address how a financial institution adheres to Regulation M – “Consumer Leasing.” In general, the purpose of Regulation M is to ensure that lessees of personal property receive meaningful disclosures that enable them to compare lease terms with other leases and, when appropriate, with credit transactions, limit the amount of balloon payments in consumer lease transactions; and provide for the accurate disclosure of lease terms in all advertising.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Definitions – Topic 3
  • General Disclosure Requirements – Topic 4
  • Content of Disclosures – Topic 5
  • Renegotiations, Extensions and Assumptions – Topic 6
  • Advertising – Topic 7
  • Relation to State Laws – Topic 8
  • Audit Policy – Topic 9
  • Staff Training – Topic 10
  • Retention of Documentation – Topic 11

This Regulation M Policy Template (approximately 12 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $100.00.

Want to ensure your purchase from BankPolicies.com remains current? Add a Product Update Protection Plan to your shopping cart to ensure that you will automatically receive an updated version every time it is revised via e-mail within one year from the last date of purchase. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices.

When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

Our dedicated staff of career banking industry professionals are ready to keep your financial institution up to date with the latest bank policy standards and industry best practices. Purchase your bank policies from us today and rest easy knowing you have the right team helping you and your organization stay compliant. We look forward to earning your business for all of your bank policy needs.

You may also like…