Commercial Real Estate (CRE) Loan Policy - $375.00
The purpose of this Commercial Real Estate (CRE) Loan Policy Template is to address commercial real estate loan products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution. In general, the primary purpose of an organization’s commercial real estate lending operations is to generate income while serving the credit needs of all creditworthy businesses within its geographic area by maintaining an effective loan policy and underwriting standards, in conjunction with sound loan administration by its officers and lending personnel, in order to achieve a healthy loan portfolio.
Table of Contents
Purpose and Contents - Topic 1
Policy Statement - Topic 2
Definitions - Topic 3
Risks Management - Topic 4
Responsibility - Topic 5
Loan Portfolio Management, Diversification and Concentrations - Topic 6
Market Conditions and Analysis - Topic 7
General Credit Underwriting Guidelines - Topic 8
Acquisition, Development and Construction (ADC) Lending - Topic 9
Income Producing Real Estate Lending - Topic 10
Owner Occupied Lending - Topic 11
Letters of Credit, Assurance or Cash in Lieu Bonds - Topic 12
Title Insurance Procedures - Topic 13
Commercial Real Estate Loan Workout Program - Topic 14
Appraisal Policy Reference - Topic 15
Environmental Risk Policy Reference - Topic 16
Audit Policy – Topic 17
Staff Training - Topic 18
Retention of Documentation - Topic 19
Recent updates to this product:
Joint Release - Agencies Issue Statement Regarding the Impact of the Economic Growth, Regulatory Relief, and Consumer Protection Act
FDIC - Supervisory Insights Journal – Winter 2017
This Commercial Real Estate Loan Policy Template (approximately 110 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $375.00.
Mix and Match Volume Pricing
Would you like to mix and match multiple policies, procedures or job descriptions and receive a special volume discount? Click here to see how much you can save.
Click here if you are a new financial institution client and are interested in receiving a sample version of a product by e-mail attachment.