Regulatory Hot Topics for 2020
The following are Regulatory Hot Topics for 2020 that may apply to your bank, credit union, fintech company, or other type of financial institution. These were issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that resulted in a revision to one or more of our products. Click on any of the tabs below of a particular agency to see detailed subject matter regarding the regulatory release and the related product update.
NOTE: The dates of the regulatory releases are displayed by the year when the guidance was issued - not the effective date of the guidance.
CFPB Issues Credit Reporting Guidance During COVID-19 Pandemic
UPDATE
Fair Credit Reporting Act Policy
UPDATES
Mortgage Servicing Policy
Regulation X Policy
Consumer Financial Protection Bureau Issues Final Remittance Rule
UPDATE
Consumer Financial Protection Bureau Issues Final Rule on Small Dollar Lending
UPDATES
Consumer Loan Policy
Payday, Vehicle Title, and High-Cost Installment Loan Policy
UPDATE
Fair Debt Collection Practices Act Policy
Debt Collection Practices (Regulation F)
UPDATE
Fair Debt Collection Practices Act Policy
Handling of Information and Documents During Mortgage Servicing Transfers
UPDATES
Mortgage Servicing Policy
Regulation X Policy
Home Mortgage Disclosure (Regulation C) Final Rule
UPDATE
UPDATE
Qualified Mortgage under the Truth in Lending Act (Regulation Z): General QM Loan Definition”
UPDATE
UPDATE
Responsible Business Conduct: Self-Assessing, Self-Reporting, Remediating, and Cooperating
UPDATE
Compliance Management Policy