Mortgage Loan Policy
The purpose of this Mortgage Loan Policy Template is to address consumer mortgage loan products, underwriting, and related lending operations of a bank, credit union, fintech company, or other type of financial institution to provide a foundation of safe and sound credit decisions and adherence to all applicable laws, rules and regulations.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Program Overview – Topic 4
- Risk Management – Topic 5
- Responsibility – Topic 6
- Product Definition – Topic 7
- Loan Production and Operations – Topic 8
- Secondary Marketing – Topic 9
- Mortgage Pricing – Topic 10
- Pipeline and Warehouse Management – Topic 11
- Hedging – Topic 12
- Loan Documentation and Delivery – Topic 13
- Repurchases and Recourse – Topic 14
- Servicing – Topic 15
- Mortgage Servicing Assets – Topic 16
- Accounting Requirements – Topic 17
- Risk Management of Home Equity Lending – Topic 18
- Risk Management of Mortgage Fraud – Topic 19
- Risk Management of Non-Tradition Mortgage Products – Topic 20
- Risk Management of Sub-Prime Mortgage Lending – Topic 21
- Risk Management of Foreclosure – Topic 22
- Audit Policy – Topic 23
- Staff Training – Topic 24
- Retention of Documentation – Topic 25
This Mortgage Loan Policy Template (approximately 157 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
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