Regulation D Policy
This Regulation D Policy addresses how a bank, credit union, or other type of financial institution adheres to Regulation D – “Reserve Requirements of Depository Institutions.”
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Definitions – Topic 3
- Reporting and Location Requirements – Topic 4
- Computation of Required Reserves – Topic 5
- Maintenance of Required Reserves – Topic 6
- Charges for Reserve Deficiencies – Topic 7
- Supplemental Reserve Requirement – Topic 8
- International Banking Facilities – Topic 9
- Emergency Reserve Requirement – Topic 10
- Payment of Interest on Balances – Topic 11
- Bankers’ Banks – Topic 12
- Secondary Market Activities of International Banking Facilities – Topic 13
- Sale of Federal Funds – Topic 14
- Repurchase Agreements – Topic 15
- Depository Institution Participation in Federal Funds Market – Topic 16
- Nondepository Participation in Federal Funds Market – Topic 17
- Deposits at Foreign Branches – Topic 18
- Eligibility for NOW Accounts – Topic 19
- Participation by a Depository Institution in the Secondary Market – Topic 20
- Treatment of Loan Strip Participations – Topic 21
- Multiple Savings Deposits Treated as Transaction Account – Topic 22
- Linked Time Deposit and Transaction Accounts – Topic 23
- Shifting Funds Between Depository Institutions – Topic 24
- Treatment of Trust Overdrafts for Reserve Requirement Reporting – Topic 25
- Audit Policy – Topic 26
- Staff Training – Topic 27
- Retention of Documentation – Topic 28
Recent updates to this product:
10/01/24 Update
Federal Reserve Final Rule -Regulation D: Reserve Requirements of Financial Institutions
12/04/23 Update
Federal Reserve Final Rule – Federal Reserve Board Announces Annual Indexing of Reserve Requirement Exemption Amount and Low Reserve Tranche for 2024
08/15/23 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
05/15/23 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
04/03/23 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
02/15/23 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
02/01/23 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
12/15/22 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
12/01/22 Update
Federal Reserve Final Rule – Federal Reserve Board Announces Annual Indexing of Reserve Requirement Exemption Amount and Low Reserve Tranche for 2023
11/01/22 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
08/15/22 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
07/05/22 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
06/01/22 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
05/02/22 Update
Federal Reserve Final Rule – Regulation D: Reserve Requirements of Financial Institutions
This Regulation D Policy (approximately 32 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
