Asset Based Loans (ABL) and Formula Lines of Credit Policy - $175.00


The purpose of this Asset Based Loans (ABL) and Formula Lines of Credit Policy is to address ABL products, underwriting, and related lending operations of a bank, credit union, or other type of financial institution.  In general, an ABL is a specialized loan product that provides fully collateralized credit facilities to borrowers that may have high leverage, erratic earnings, or marginal cash flows.

Table of Contents

Purpose and Contents – Topic 1
Policy Statement – Topic 2
Definitions - Topic 3
Risk Management - Topic 4
Program Administration - Topic 5
Loan Structures - Topic 6
Borrower Analysis - Topic 7
Borrowing Base - Topic 8
Controls - Topic 9
Third Party Guarantees or Insurance - Topic 10
Participations - Topic 11
Debtor-in-Possession Financing - Topic 12
Credit Risk Rating Assignment - Topic 13
Problem Loan Management - Topic 14
Allowance for Loan and Lease Losses - Topic 15
Audit Policy - Topic 16
Staff Training - Topic 17
Retention of Documentation - Topic 18

This policy template (approximately 32 pages) is available to purchase from in Microsoft® Word format for $175.00.

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