Fair Debt Collection Practices Act (FDCPA) Policy - $175.00
The purpose of this Fair Debt Collection Practices Act (FDCPA) Policy Template is to address measures a financial institution must take to ensure adherence to the FDCPA. In general, the intent of the FDCPA is to eliminate the use of abusive, deceptive and unfair debt collection practices by debt collectors, ensure that those reputable debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent state action to protect consumers against debt collection abuses.
Table of Contents
Purpose and Contents - Topic 1
Policy Statement - Topic 2
Coverage - Topic 3
Definitions - Topic 4
Communication - Topic 5
Validation of Debts - Topic 6
Harassing or Abusive Practices - Topic 7
False or Misleading Representations - Topic 8
Unfair, Deceptive, or Abusive Acts or Practices – Topic 9
Multiple Debts - Topic 10
Legal Actions - Topic 11
Furnishing Certain Deceptive Forms - Topic 12
Civil Liability - Topic 13
Audit Policy - Topic 14
Staff Training - Topic 15
Retention of Documentation - Topic 16
This Fair Debt Collection Practices Act Policy Template (approximately 18 pages) is available to purchase from BankPolicies.com in Microsoft® Word format for $175.00.
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