Capital Planning Policy

$275.00

The purpose of this Capital Planning Program Policy Template is to ensure a bank, fintech company, credit union, or other type of financial institution maintains an adequate level of capitalization, is able to weather stressed environments, and continue to maintain safe and sound operations, ongoing viability, and profitability.  See more information about this product below.  In addition, we recommend adding a Product Update Protection Plan to your shopping cart to ensure you automatically receive an updated version of this policy template every time it is revised by us via e-mail within one year from the date of purchase.

Capital Planning Policy

The purpose of this Capital Planning Policy Template is to ensure a bank, credit union, fintech company, or other type of financial institution maintains an adequate level of capitalization, is able to weather stressed environments, and continue to maintain safe and sound operations, ongoing viability, and profitability.

Table of Contents

  • Purpose and Contents – Topic 1
  • Policy Statement – Topic 2
  • Program Overview – Topic 3
  • Components of Capital – Topic 4
  • Capital Ratios – Topic 5
  • Risk-Weighted Assets – Topic 6
  • Regulatory Capital Requirements – Topic 7
  • Community Bank Leverage Ratio – Topic 8
  • Prompt Corrective Action – Topic 9
  • Capital Rules for Large Depository Institutions – Topic 10
  • Other Regulatory Requirements – Topic 11
  • Examination-Identified Deductions for Common Equity Capital – Topic 12
  • Capital Adequacy – Topic 13
  • Evaluating Capital Adequacy – Topic 14
  • Rating the Capital Factor – Topic 15
  • Audit Policy – Topic 16
  • Staff Training – Topic 17
  • Retention of Documentation – Topic 18

Recent updates to this product:
09/15/22 Update
FDIC – Risk Management Manual of Examination Policies
08/15/22 Update
Federal Reserve Press Release – Federal Reserve Board Announces the Individual Capital Requirements for All Large Banks, Effective October 1
01/03/22 Update
Joint Release – Interagency Statement on the Community Bank Leverage Ratio Framework
12/15/20 Update
Joint Press Release – Agencies Provide Temporary Relief to Community Banking Organizations
06/01/20 Update
Joint Release – Regulators Temporarily Change the Supplementary Leverage Ratio to Increase Banking Organizations’ Ability to Support Credit to Households and Businesses in light of the Coronavirus Response
04/15/20 Update
Joint Release – Agencies Announce Changes to Community Bank Leverage Ratio
04/01/20 Update
Joint Release – Regulatory Capital Rule: Eligible Retained Income

This Capital Planning Policy Template (approximately 27 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.

NOTE: The complete contents of this product are also included in the Corporate Governance Policy Template.

Want to ensure your purchase from BankPolicies.com remains current? Add a Product Update Protection Plan to your shopping cart to ensure that you will automatically receive an updated version every time it is revised via e-mail within one year from the last date of purchase. This timely and cost-effective solution ensures that you stay on top of federal regulatory changes and industry recommended best practices.

When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.

BankPolicies.com provides your financial institution with the best bank policy template products available in the industry. You will always be up to date with the latest changes to bank policies and never have to worry about being out of compliance with the various laws, rules and regulations issued by the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, Office of the Comptroller of the Currency (OCC), or other federal regulatory bodies that may apply to your organization.

Our dedicated staff of career banking industry professionals are ready to keep your financial institution up to date with the latest bank policy standards and industry best practices. Purchase your bank policies from us today and rest easy knowing you have the right team helping you and your organization stay compliant. We look forward to earning your business for all of your bank policy needs.

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