Capital Planning Policy
The purpose of this Capital Planning Policy Template is to ensure a bank, credit union, fintech company, or other type of financial institution maintains an adequate level of capitalization, is able to weather stressed environments, and continue to maintain safe and sound operations, ongoing viability, and profitability.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Regulatory Capital Requirements – Topic 3
- Program Overview – Topic 4
- Audit Policy – Topic 5
- Staff Training – Topic 6
- Retention of Documentation – Topic 7
Recent updates to this product:
Joint Press Release – Agencies Provide Temporary Relief to Community Banking Organizations
Joint Release – Regulators Temporarily Change the Supplementary Leverage Ratio to Increase Banking Organizations’ Ability to Support Credit to Households and Businesses in light of the Coronavirus Response
Joint Release – Agencies Announce Changes to Community Bank Leverage Ratio
Joint Release – Regulatory Capital Rule: Eligible Retained Income
Federal Bank Regulatory Agencies Issue Final Rule to Simplify Capital Calculation for Community Banks
Joint Press Release – Simplifications to the Capital Rule – Final Rule
Joint Release – Agencies Allow Three-Year Regulatory Capital Phase In for New Current Expected Credit Losses (CECL) Accounting Standard
This Capital Planning Policy Template (approximately 19 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
NOTE: The complete contents of this product are also included in the Corporate Governance Policy Template.
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When updates are made you will receive detailed information regarding why the product was updated and what has changed within the product in our Product Update Notification e-mail correspondence. This enables you to make an informed decision on whether to make any changes to the policy or procedure you implemented for your financial institution from the revised template.
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