Capital Planning Policy
This Capital Planning Policy is intended to ensure a bank, credit union, fintech company, or other type of financial institution maintains an adequate level of capitalization, is able to weather stressed environments, and continue to maintain safe and sound operations, ongoing viability, and profitability.
Table of Contents
- Purpose and Contents – Topic 1
- Policy Statement – Topic 2
- Program Overview – Topic 3
- Components of Capital – Topic 4
- Capital Ratios – Topic 5
- Risk-Weighted Assets – Topic 6
- Regulatory Capital Requirements – Topic 7
- Community Bank Leverage Ratio – Topic 8
- Prompt Corrective Action – Topic 9
- Capital Rules for Large Depository Institutions – Topic 10
- Other Regulatory Requirements – Topic 11
- Examination-Identified Deductions for Common Equity Capital – Topic 12
- Capital Adequacy – Topic 13
- Evaluating Capital Adequacy – Topic 14
- Rating the Capital Factor – Topic 15
- Audit Policy – Topic 16
- Staff Training – Topic 17
- Retention of Documentation – Topic 18
This Capital Planning Policy (approximately 27 pages) is available to purchase from BankPolicies.com in Microsoft® Word format.
NOTE: The complete contents of this product are also included in the Corporate Governance Policy.
Product Update Protection Plan
The Product Update Protection Plan is a great way to keep your bank policy up to date! Simply add it to your cart and purchase it for one year of free updates via email.
